The BluMont Man Note products offer a principal repayment guarantee, which provides return of an investor's initial investment at maturity.

The BluMont Man Note products constitute direct, unconditional obligations and deposits of Citibank Canada. The obligations of Citibank Canada as to principal repayment are guaranteed by Citibank N.A. The long-term debt obligations of Citibank Canada are rated AA (high) by DBRS and AA by S&P, and the long-term debt obligations of Citibank, N.A. are rated AA by S&P and Aa1 by Moody's.